Understand Your Monthly Costs
Affordability Guide
Plan Summary Table.
|
Item
|
Details
|
|---|---|
|
Cash Price
|
KES 650,000
|
|
Lipa Pole Pole
|
KES 750,000
|
|
No. of Payments
|
36 Monthly Installments
|
|
Repayment Frequency
|
Monthly
|
|
Interest Rate
|
6.99% Per Annum
|
|
Down Payment
|
KES 0.00 (No Deposit)
|
|
Extra Payment Option
|
Allowed Anytime (No Penalty)
|
|
Monthly Payment
|
KES 23,154
|
|
Total Interest Payable
|
KES 83,557
|
|
Total Amount Payable
|
KES 833,557
|
Amortization Table.
| Month | Interest | Principal | Payment | Balance |
|---|---|---|---|---|
| 0 | - | - | - | 750,000.00 |
| 1 | 4,368.75 | 18,785.64 | 23,154.39 | 731,214.36 |
| 2 | 4,259.32 | 18,895.07 | 23,154.39 | 712,319.29 |
| 3 | 4,149.26 | 19,005.13 | 23,154.39 | 693,314.15 |
| 4 | 4,038.55 | 19,115.84 | 23,154.39 | 674,198.31 |
| 5 | 3,927.21 | 19,227.19 | 23,154.39 | 654,971.13 |
| 6 | 3,815.21 | 19,339.19 | 23,154.39 | 635,631.94 |
| 7 | 3,702.56 | 19,451.84 | 23,154.39 | 616,180.10 |
| 8 | 3,589.25 | 19,565.14 | 23,154.39 | 596,614.96 |
| 9 | 3,475.28 | 19,679.11 | 23,154.39 | 576,935.84 |
| 10 | 3,360.65 | 19,793.74 | 23,154.39 | 557,142.10 |
| 11 | 3,245.35 | 19,909.04 | 23,154.39 | 537,233.06 |
| 12 | 3,129.38 | 20,024.99 | 23,154.39 | 517,208.07 |
| 13 | 3,012.74 | 20,141.63 | 23,154.39 | 497,066.44 |
| 14 | 2,895.41 | 20,258.97 | 23,154.39 | 476,807.47 |
| 15 | 2,777.40 | 20,376.99 | 23,154.39 | 456,430.48 |
| 16 | 2,658.70 | 20,495.69 | 23,154.39 | 435,934.79 |
| 17 | 2,539.31 | 20,615.08 | 23,154.39 | 415,319.70 |
| 18 | 2,419.22 | 20,735.17 | 23,154.39 | 394,584.53 |
| 19 | 2,298.43 | 20,855.96 | 23,154.39 | 373,728.57 |
| 20 | 2,176.94 | 20,977.45 | 23,154.39 | 352,751.12 |
| 21 | 2,054.73 | 21,099.66 | 23,154.39 | 331,651.46 |
| 22 | 1,931.81 | 21,222.58 | 23,154.39 | 310,428.88 |
| 23 | 1,808.16 | 21,346.23 | 23,154.39 | 289,082.65 |
| 24 | 1,683.79 | 21,470.60 | 23,154.39 | 267,612.05 |
| 25 | 1,558.68 | 21,595.71 | 23,154.39 | 246,016.34 |
| 26 | 1,432.83 | 21,721.56 | 23,154.39 | 224,294.78 |
| 27 | 1,306.23 | 21,848.16 | 23,154.39 | 202,446.62 |
| 28 | 1,178.88 | 21,975.51 | 23,154.39 | 180,471.11 |
| 29 | 1,050.76 | 22,103.63 | 23,154.39 | 158,367.48 |
| 30 | 921.87 | 22,232.52 | 23,154.39 | 136,135.00 |
| 31 | 792.20 | 22,362.19 | 23,154.39 | 113,772.81 |
| 32 | 661.75 | 22,492.64 | 23,154.39 | 91,280.17 |
| 33 | 530.50 | 22,623.89 | 23,154.39 | 68,656.28 |
| 34 | 398.46 | 22,755.93 | 23,154.39 | 45,900.35 |
| 35 | 265.61 | 22,888.78 | 23,154.39 | 23,011.57 |
| 36 | 131.94 | 23,022.45 | 23,154.39 | 0.00 |
Plan Summary Table.
|
Item
|
Details
|
|---|---|
|
Cash Price
|
KES 550,000
|
|
Lipa Pole Pole
|
KES 650,000
|
|
No. of Payments
|
36 Monthly Installments
|
|
Repayment Frequency
|
Monthly
|
|
Interest Rate
|
6.99% Per Annum
|
|
Down Payment
|
KES 0.00 (No Deposit)
|
|
Extra Payment Option
|
Allowed Anytime (No Penalty)
|
|
Monthly Payment
|
KES 20,067
|
|
Total Interest Payable
|
KES 72,418
|
|
Total Amount Payable
|
KES 722,418
|
Amortization Table.
| Month | Interest | Principal | Payment | Balance |
|---|---|---|---|---|
| 0 | 650,000 | |||
| 1 | 3,786 | 16,281 | 20,067 | 633,719 |
| 2 | 3,691 | 16,376 | 20,067 | 617,343 |
| 3 | 3,596 | 16,471 | 20,067 | 600,872 |
| 4 | 3,500 | 16,567 | 20,067 | 584,305 |
| 5 | 3,404 | 16,663 | 20,067 | 567,642 |
| 6 | 3,307 | 16,760 | 20,067 | 550,882 |
| 7 | 3,209 | 16,858 | 20,067 | 534,024 |
| 8 | 3,111 | 16,956 | 20,067 | 517,068 |
| 9 | 3,012 | 17,055 | 20,067 | 500,013 |
| 10 | 2,913 | 17,154 | 20,067 | 482,859 |
| 11 | 2,813 | 17,254 | 20,067 | 465,605 |
| 12 | 2,712 | 17,355 | 20,067 | 448,250 |
| 13 | 2,611 | 17,456 | 20,067 | 430,794 |
| 14 | 2,509 | 17,558 | 20,067 | 413,236 |
| 15 | 2,407 | 17,660 | 20,067 | 395,576 |
| 16 | 2,304 | 17,763 | 20,067 | 377,813 |
| 17 | 2,201 | 17,866 | 20,067 | 359,947 |
| 18 | 2,097 | 17,970 | 20,067 | 341,977 |
| 19 | 1,992 | 18,075 | 20,067 | 323,902 |
| 20 | 1,887 | 18,180 | 20,067 | 305,722 |
| 21 | 1,781 | 18,286 | 20,067 | 287,436 |
| 22 | 1,674 | 18,393 | 20,067 | 269,043 |
| 23 | 1,567 | 18,500 | 20,067 | 250,543 |
| 24 | 1,459 | 18,608 | 20,067 | 231,935 |
| 25 | 1,351 | 18,716 | 20,067 | 213,219 |
| 26 | 1,242 | 18,825 | 20,067 | 194,394 |
| 27 | 1,132 | 18,935 | 20,067 | 175,459 |
| 28 | 1,022 | 19,045 | 20,067 | 156,414 |
| 29 | 911 | 19,156 | 20,067 | 137,258 |
| 30 | 800 | 19,267 | 20,067 | 117,991 |
| 31 | 687 | 19,380 | 20,067 | 98,611 |
| 32 | 574 | 19,493 | 20,067 | 79,118 |
| 33 | 461 | 19,606 | 20,067 | 59,512 |
| 34 | 347 | 19,720 | 20,067 | 39,792 |
| 35 | 232 | 19,835 | 20,073 | 19,957 |
| 36 | 116 | 19,957 | 20,067 | 0 |
Plan Summary Table.
|
Item
|
Details
|
|---|---|
|
Cash Price
|
KES 449,000
|
|
Lipa Pole Pole
|
KES 549,000
|
|
No. of Payments
|
36 Monthly Installments
|
|
Repayment Frequency
|
Monthly
|
|
Interest Rate
|
6.99% Per Annum
|
|
Down Payment
|
KES 0.00 (No Deposit)
|
|
Extra Payment Option
|
Allowed Anytime (No Penalty)
|
|
Monthly Payment
|
KES 16,949
|
|
Total Interest Payable
|
KES 61,164
|
|
Total Amount Payable
|
KES 610,164
|
Amortization Table.
| Month | Interest | Principal | Payment | Balance |
|---|---|---|---|---|
| 0 | 549,000 | |||
| 1 | 3,198 | 13,751 | 16,949 | 535,249 |
| 2 | 3,118 | 13,831 | 16,949 | 521,418 |
| 3 | 3,037 | 13,912 | 16,949 | 507,506 |
| 4 | 2,956 | 13,993 | 16,949 | 493,513 |
| 5 | 2,875 | 14,074 | 16,949 | 479,439 |
| 6 | 2,793 | 14,156 | 16,949 | 465,283 |
| 7 | 2,710 | 14,239 | 16,949 | 451,044 |
| 8 | 2,627 | 14,322 | 16,949 | 436,722 |
| 9 | 2,544 | 14,405 | 16,949 | 422,317 |
| 10 | 2,460 | 14,489 | 16,949 | 407,828 |
| 11 | 2,376 | 14,573 | 16,949 | 393,255 |
| 12 | 2,291 | 14,658 | 16,949 | 378,597 |
| 13 | 2,205 | 14,744 | 16,949 | 363,853 |
| 14 | 2,119 | 14,830 | 16,949 | 349,023 |
| 15 | 2,033 | 14,916 | 16,949 | 334,107 |
| 16 | 1,946 | 15,003 | 16,949 | 319,104 |
| 17 | 1,859 | 15,090 | 16,949 | 304,014 |
| 18 | 1,771 | 15,178 | 16,949 | 288,836 |
| 19 | 1,682 | 15,267 | 16,949 | 273,569 |
| 20 | 1,594 | 15,355 | 16,949 | 258,214 |
| 21 | 1,504 | 15,445 | 16,949 | 242,769 |
| 22 | 1,414 | 15,535 | 16,949 | 227,234 |
| 23 | 1,324 | 15,625 | 16,949 | 211,609 |
| 24 | 1,233 | 15,716 | 16,949 | 195,893 |
| 25 | 1,141 | 15,808 | 16,949 | 180,085 |
| 26 | 1,049 | 15,900 | 16,949 | 164,185 |
| 27 | 956 | 15,993 | 16,949 | 148,192 |
| 28 | 863 | 16,086 | 16,949 | 132,106 |
| 29 | 770 | 16,179 | 16,949 | 115,927 |
| 30 | 675 | 16,274 | 16,949 | 99,653 |
| 31 | 580 | 16,369 | 16,949 | 83,284 |
| 32 | 485 | 16,464 | 16,949 | 66,820 |
| 33 | 389 | 16,560 | 16,949 | 50,260 |
| 34 | 293 | 16,656 | 16,949 | 33,604 |
| 35 | 196 | 16,753 | 16,949 | 16,851 |
| 36 | 98 | 16,851 | 16,949 | 0 |